Abstract
: The aim of this article is to improve our understanding of finance in home building by introducing an actor perspective in structure-oriented theories of capital circulation. David Harvey's three-circuit theory, with fixity-motion processes and (de-/re)-territorialisation, is taken as the starting point. The analysis is based on a case study of Norwegian home-building finance, outlining the emerging structure of housing and finance under the Norwegian version of neoliberalism; comprising deregulation and re-regulation phases. The article delineates today's home-building finance, and identifies large banks, small banks, large investment funds and small investment funds as structural actors operating within actual fixity and motion processes, causing a distinct territorialisation of urban landscapes, as exemplified by gentrification.
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