Fictitious Crisis Scenario Development Related to a Bank Following a Breakdown in the Communication Network to Show Critical Infrastructure Digitization

Abstract

The notion of critical infrastructure represents for states a vital asset for the functioning of society and the economy. These critical infrastructures cover many areas such as transportation, electricity, hospitals, and recently telecommunications which are taking more and more place in our economies due to the digitalization of our society. Business Continuity Plans (BCP) are often an obligation here to ensure the fastest possible recovery of these critical infrastructures in the event of a crisis. However, the scenarios that allow simulation exercises to be carried out remain very "logistically" oriented, while critical infrastructures linked in general to the digitization of the economy are poorly prepared for a major critical incident. To compensate for these weaknesses in the development of crisis scenarios linked to digitalization, we take the case of critical digital banking infrastructures and use counterfactual thinking to develop a crisis scenario that takes better account of the entire dematerialization dimension inherent in them.