Abstract

According to the report released by Federal Trade Commission of US government on 4th February 2021, number of credit card frauds has been increased by 107% from first quarter of 2019 to fourth quarter of 2020. A common method of counterfeiting is card cloning, that is achieved by copying card ID and other information from the magnetic stripe of a genuine card using a skimming device and writing it on a duplicate card. This paper presents a unique method to prevent card cloning, which does not store card ID on a magnetic stripe or chip of the card, instead, the ID is generated from the card itself using the location coordinates and orientation of the randomly spread fibres. Sensitive information is also stored in the card using the location and size of these fibres.

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