Abstract
Local credit institutions (LPD) are non-bank financial institutions manager by local governments and are autonomous and oriented to strengthen the economic and socio-cultural life of indigenous peoples in Bali. This study aims to analyze what factors influence the customer's decision to save in the LPD of residential and tourism areas and analyze what are the dominant factors that influence the customer's decision to save in the LPD of residential areas and tourism. The data used using primary data as the main data by distributing questionnaires in each LPD as many as 50 respondents. The data obtained were processed using SPSS and SEM-PLS analysis techniques. The results showed that factors such as the environment of the customer's residence significantly influence the interest in saving in the LPD of residential areas and security guarantees affect the interest in saving customers in the LPD of the tourism area.
Highlights
Local credit institutions (LPD) are non-bank financial institutions manager by local governments and are autonomous and oriented to strengthen the economic and socio-cultural life of indigenous peoples in Bali
This study aims to analyze what factors influence the customer's decision to save in the Lembaga Perkreditan Desa (LPD) of residential and tourism areas and analyze what are the dominant factors that influence the customer's decision to save in the LPD of residential areas and tourism
The results showed that factors such as the environment of the customer's residence significantly influence the interest in saving in the LPD of residential areas and security guarantees affect the interest in saving customers in the LPD of the tourism area
Summary
(2010) menyatakan bahwa Lembaga keuangan pembangunan ekonomi kerakyatan, dan juga mempunyai fungsi utama dana dari masyarakat sebagai sumber pendapatan asli desa adat. LPD dalam bentuk simpanan dan menyalurkannya sebagai lembaga keuangan diharapkan mampu dalam bentuk kredit dan memberikan melayani dan meningkatkan perekonomian pelayanan dalam bentuk jasa perbankan. Untuk itu LPD harus mampu merupakan lembaga keuangan bukan bank meningkatkan minat nasabah dalam yang diselenggarakan oleh pemerintah daerah menyimpan dananya. Untuk itu perlunya dan bersifat otonom dan diorientasikan untuk keterampilan khusus yang dimiliki oleh pegawai menguatkan kehidupan ekonomi dan sosial atau staf, sehingga nasabah merasa yakin akan budaya masyarakat adat (Ayu dkk., 2014). Perkreditan Desa (LPD) juga mempunyai peran 2018 jumlah kepadatan penduduk di Provinsi sebagai lembaga yang berperan untuk Bali menunjukkan peningkatan setiap meningkatkan kesejahteraan rakyat melalui tahunnya
Sign-in/Register to view highlights & summary Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
