Abstract

Childhood is the early age period when financial socialization is effective in the lives of individuals. In the study, the effects of financial socialization through money and work, arithmetic knowledge level, parental socialization and educational elements on the financial behaviours of young individuals were tried to be explained. In this context, data were obtained by applying survey to 425 students between the ages of 14 and 18 who both receive education and work in commercial and vocational high schools in Trabzon, Ordu, Samsun and Erzincan. The collected data were analyzed with the SPSS 20.0 program. It was concluded that money and work experience gained in the early period, parental socialization and education had a meaningful and positive effect on students’ financial behaviours.

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