Factors Affecting the Expansion of Voluntary Health Insurance Participants in Ninh Binh, Vietnam

Abstract

Health insurance is one of the pillars of social security in Vietnam. Moving towards universal health insurance is the right direction to support the country's sustainable economic development. Ninh Binh is a province with high rate coverage of health insurance compared to other provinces and cities across the country. However, to reach 100% of the people participating in health insurance, there are still many difficulties. With 205 valid questionnaires, the research team used quantitative research method to assess the factors affecting the expansion of voluntary health insurance participants in Ninh Binh province, Vietnam. Through analyzing the reliability of the scale, exploratory factor and linear regression, the research team has pointed out the factors that have a strong impact on the expansion of health insurance participants such as income or communication. From this result, the research team identified difficulties and existences in the expansion of voluntary health insurance participants in the province such as precarious income, certain employer’s limited awareness of health insurance policies, health system's ability to respond and inadequate quality care for people