Abstract
Fintech is the rapidly growing sector has had a profound impact on the global world, transforming various aspects of financial services and shaping the way people manage their money and engage in financial transactions. According to (Thakor, 2020) “FinTech is the use of technology to provide new and improved financial services by leveraging cutting-edge technologies to offer innovative, efficient, and user-centric solutions”. It's important to note that the FinTech landscape is constantly evolving, so there may have been further developments since then. The Technology Acceptance Model (TAM) and Unified Theory of Acceptance and Use of Technology (UTAUT) is utilized to analyze the degree that perceived usefulness, perceived ease of use, perceived risk, policy measures and the demographic profile has kinds of impact on the adoption of Fintech in Nepal. The total of 65 questionnaire sample was collected as verified samples for analysis. It was found that 3 factors had a significant positive relationship with the adoption except perceived risk which showed negative relationship. Nevertheless, male respondents were reported to have higher intention as compared to female respondents. Keywords: Fintech, TAM, UTAUT, Innovation
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