Abstract

AbstractCommercial Banking (MIC: 8.1 SIC: 021 NAIC: 22110)F.N.B., with assets of $5.03 billion as of Dec 31 2004, is a financial holding company that provides a range of financial services to consumers and small‐ to medium‐size businesses in its market areas. Co. operates in Pennsylvania and northeastern Ohio. As of Dec 31 2004, Co.'s Community Banking segment consisted of a regional community bank. The Wealth Management segment consisted of a trust company, a registered investment advisor and a broker dealer subsidiary. The Insurance segment consisted of an insurance agency and a reinsurer. The Consumer Finance segment consisted of a multi‐state consumer finance company.

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