Abstract
ABSTRACTWhile race and ethnicity have been analyzed often in the recent literature on the national foreclosure crisis, there has been little focus on gender and marital status in studies that focus on seriously delinquent mortgages. Merging data sets from the US Department of Housing and Urban Development (HUD) and the US Census, we examined differences in the proportion of mortgages that are seriously delinquent at the Census tract level in the Philadelphia Metropolitan Division by gender and marital status. We found that Census tracts with a high proportion of single female borrowers have relatively high proportions of seriously delinquent mortgages, controlling for many other factors.
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