Experiencing the Other: Students’ Construal of Intercultural Competence

doi:10.32861/jssr.spi6.254.259

Abstract

The demographic, technological, economic and peace imperatives have created a world in which our interactions are dominated by cultural differences and our ability to understand ‘the other’. Intercultural competence is thus a necessary skill for individuals to build positive communication with others. This paper explores students’ construal of intercultural competence. Specifically, we highlight their experiences interacting with the other and their understanding of intercultural competence. Using a qualitative approach, focus group interviews were conducted with the selected undergraduate students from three universities in Northern Malaysia. The findings indicate three important themes: attitude, cultural knowledge and language skills. The paper contributes to specific factors needed of intercultural competence within the Malaysian context.

Highlights

The banking system in Islamic finance is based on the concept of profit or loss sharing
Its implementation is expected to promote the development of Islamic banking in Indonesia and to support its optimal performance
Some studies found that based on the theory of economy, the establishment of spinoff does not help much in improving the effectiveness of Islamic bank

Summary

Introduction

The banking system in Islamic finance is based on the concept of profit or loss sharing. Bank will share its loss if they want the return of capital. The development of Islamic banking in Indonesia grows significantly after the enactment of the Law No 21/2008 on Islamic banking. The Article 68 of the law stipulates that the separation of the UUS as one of the efforts to support the development of Islamic banking institution in Indonesia. In the event that a Conventional Commercial Bank having UUS, of which its assets value has reached at least 50% (fifty percent) of the total asset value of its Parent Bank or after 15 (fifteen) years since the enactment of this Law, the Conventional Commercial Bank must conduct an UUS Splitting (spin off) to turn it into an Islamic Commercial Bank Article 68 states that: 1. In the event that a Conventional Commercial Bank having UUS, of which its assets value has reached at least 50% (fifty percent) of the total asset value of its Parent Bank or after 15 (fifteen) years since the enactment of this Law, the Conventional Commercial Bank must conduct an UUS Splitting (spin off) to turn it into an Islamic Commercial Bank

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Conclusion