Experience and Enlightenment of American Internet Finance Supervision

Abstract

Emerging internet finance is a general term that based on the internet and formation of financing activities.Internet finance promotes national economic development and at the same time also increases the instability of financial markets. The internet finane except with traditional financial risk types, also brings new risks, such as technical risk, special law and system risk,information security risk, etc. In our country, there are no special laws and supervision to regulate and govern on internet finance, and also have no special department plan and support its development.The United States’s finance is more developed, and the internet finance concept is widely popular and traditional bank network degree is more perfect. Based on this, the experience of the internet finance development and supervision of USA,which will undoubtedly have important strategic significance and practical application value to promote the internet finance healthy and orderly development in China.