Abstract

In western Europe peripheral facial palsy is the most common cranial nerve disorder. The constitutional palsy may be ideopathic or combined with other disorders, above all Lyme's disease and otogenic zoster. The traumatic palsy is nearly always combined with other severe injuries and above all caused by accidents.Constitutional palsies have a less degree of partial recovery compared to the traumatic forms. The expert has to evaluate the actual status of palsy at the time of examination and also to consider prognostic outcome. The Austrian private accident insurance covers the risk of injuries caused by an accident. Accident according to the meaning of the insurance is a term of wide comprehension including facial palsy due to tick bite. First of all accidental dysfunctions are covered by the insurance. However, the insurance also offers restricted coverage concerning aesthetic consequences as a result of dysfunction.

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