Abstract
Mobile operators and financial institutions are the two major participants in the near field communication (NFC) payment service industry. They provide this service in four different operation modes: mobile operator-financial institution cooperation mode, mobile operators leading mode, financial institutions leading mode, and independent operating mode. The relationship between these two groups is complex because it includes both competition and cooperation. This paper sets up an evolutionary game model to study this special relationship and analyzes the cooperation motives of mobile operators and financial institutions in the NFC mobile payment industry.
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