Abstract
This study aims to reveal the death benefit policy in Depok City, West Java, Indonesia. This research uses qualitative methods using primary data and secondary data. Primary data was obtained by conducting interviews with the organizers of the death benefit policy, namely Depok City Social Service officials, members of the Depok City Regional House of Representatives (DPRD), Limited Liability Companies (PT) Asuransi Syariah Mubarokah (ASM), and members of the Depok City community. Meanwhile, this study's secondary data are documents and reports, and news related to the death benefit policy in Depok City, West Java. The results of this study indicate that the death benefit policy in Depok City has not been implemented comprehensively and has not yet fitted its objectives, namely to help the welfare of people affected by a disaster. At the implementing level, the Depok City Government, specifically the Manpower and Social Service Office and the partners, namely PT. Mubarokah Sharia Insurance (ASM), faces many obstacles, including technical constraints relating to procedures and revenue mechanisms, while non-technical constraints are the budget issues. This problem is due to the Depok City Government's limited funds because the Depok City DPRD has begun to restrict the budget for death compensation activities. The reason put forward by the Regional People's Representative Council (DPRD) was that the death benefit policy in Depok City spent too much of the budget and was not suitable for the target group. In the fourth year onwards, the funding provided began to be reduced, and this budget reduction had an impact on the program targets, even though the people who received death benefits felt helped from the existence of this death compensation program. For this reason, it is necessary to refine existing regulations so that the implementation process of the death compensation policy in Depok City, West Java, Indonesia, can run better.
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