Abstract
With the second Payment Services Directive, the European Union embraces new payment services by tackling some of the legal challenges they trigger. Personal data protection is one of the most critical of such challenges, and it is itself in a crucial transition period. A General Data Protection Regulation is indeed to replace the current Data Protection Directive, coinciding with a progressive consolidation of the EU right to personal data protection. This contribution explores the current and upcoming regulatory challenges in this field. After introducing the EU legal framework on personal data protection, it reviews the data protection provisions of the updated Payment Services Directive, and discusses them critically. The findings are then explored considering the wider context of mobile payments, as well as “alternative currencies”.
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