Abstract

As the volatility of financial markets continues to increase, the risk structure involved in financial derivatives has become more and more complex. The harmful effects of financial risks can put the company in trouble. Only by understanding the correlation between financial assets can we more accurately measure the risk of a company’s financial assets. This article is aimed at studying the company’s financial asset risk measurement method based on integrated microprocessor security analysis, so that enterprises can effectively manage the risk of financial assets. This paper randomly selects 10 variables related to demographic characteristics, customer needs, and consumption characteristics of 850 customers from the historical customer data of a bank that has been abandoned for customer market segmentation research. Based on the theoretical basis of customer value evaluation, the factor analysis method refers to a multivariate statistical analysis method that starts from the internal dependence relationship of the research index correlation matrix and reduces some variables with overlapping information and intricate relationships into a few unrelated comprehensive factors. The basic idea is to group variables according to the size of the correlation, so that the correlation between the variables in the same group is higher, but the variables of different groups are not correlated or correlated, and each group of variables represents a basic structure—the common factor. This paper uses the factor analysis model in statistical principles to analyze the main factors affecting the pricing of deposit products, and we can obtain three quantitative common factors: customers related to the customer’s willingness to pay demand value, customer loyalty factor, and customer cost factor. Then, the variance contribution rate of the three factors to all observable variables is weighted and converted into the net customer relationship value, at the same time, the embedded microprocessor evolved from the CPU in the general-purpose computer. Its characteristic is that it has a 32-bit or more processor and has high performance. In actual embedded applications, it only retains closeness to embedded applications. Related functional hardware, removing other redundant functional parts so that the special requirements of embedded applications can be realized with the lowest power consumption and resources. Before constructing the structural equation model, it is necessary to test the reliability and validity of the sample data. The data selected in this paper are panel data. In order to judge whether the data is stable, the panel unit root test should be carried out. This article chooses LLC to verify the stability of the panel data. Individual fixed effects and linear time trends are added to the test, and the lag order of the difference lag is 0. Among the intermediary business income of joint-stock commercial banks, bank card fee income accounts for the largest proportion, with China Everbright Bank accounting for 70.12% and China CITIC Bank accounting for 54.16%. The research results show that with the continuous increase of Internet penetration rate, the impact of corporate finance on commercial banks shows phased characteristics. The corporate financial risk measurement method studied in this paper can provide effective help for risk monitoring and early warning. Risk measurement is a management activity that uses certain methods to determine and quantify the possibility of a company’s future financial results deviating from expected financial goals due to various uncertain factors. In practice, it is generally analyzed by a combination of qualitative and quantitative, subjective, and objective methods.

Highlights

  • The financial market is a complex and huge system consisting of a variety of markets including currency markets, capital markets, financial derivative markets, foreign exchange markets, and insurance markets

  • The financial market guides the flow of surplus capital by providing investors and fundraisers with financial and financial products, so as to achieve the goal of improving the efficiency of fund allocation in the entire society

  • Creating a dynamic risk measurement framework is the fundamental way to solve the lack of current dynamic risk measurement methods, and it is an important issue that cannot be ignored in the field of risk measurement; the embedded microprocessor integrates many tasks completed by the board in the general-purpose CPU inside the chip, thereby ensuring that the data channel quickly executes each instruction with high efficiency and reliability

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Summary

Introduction

The financial market is a complex and huge system consisting of a variety of markets including currency markets, capital markets, financial derivative markets, foreign exchange markets, and insurance markets. As risk measurement is a key element of financial risk management, its complexity, uncertainty, and huge social harm will inevitably become the focus and difficulty in the field of financial risk management. The purpose of risk measurement is to explore the time series of financial data, quantify the risks of financial assets in a specific period in the future, and better complete the prediction, monitoring, control, and avoidance of financial risks. Creating a dynamic risk measurement framework is the fundamental way to solve the lack of current dynamic risk measurement methods, and it is an important issue that cannot be ignored in the field of risk measurement; the embedded microprocessor integrates many tasks completed by the board in the general-purpose CPU inside the chip, thereby ensuring that the data channel quickly executes each instruction with high efficiency and reliability

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