Abstract
Ensuring the security of digital operations, especially in the areas of e-commerce and financial transactions, remains increasingly relevant. Therefore, the subject of research is the development of a specialized software library. This library aims to improve the security of web applications. The purpose of this study is to develop a software library that uses artificial intelligence and machine learning methods to analyze and improve the level of security of financial transactions. The use of these advanced technologies helps automate the detection of potentially fraudulent or risky transactions, thereby providing a higher level of user protection. The following tasks are solved in the article: analysis of modern methods of processing financial transactions and identification of possible security threats; development of a UML diagram of library classes for processing and analyzing financial transactions; testing and validation of the developed artificial intelligence model for assessing the security of financial transactions on real financial data. Machine learning methods were defined and applied using the scikit-learn library in Python, the algorithms of which are capable of analyzing large volumes of data and identifying potential risks with high accuracy. This ensures effective integration of artificial intelligence technologies. The following results were obtained in the work: the criteria for assessing the riskiness of financial transactions for the identification of potential risks are defined; the program operation algorithm is described, which includes procedures for determining and classifying transaction risks; pseudocode is presented, which illustrates the structure of classes and methods of the model, opening opportunities for its adaptation and scaling; methods of generating test data reproducing realistic scenarios of financial transactions have been developed; an analysis of the results was carried out to assess the effectiveness of the developed model. In conclusion, the results of research and testing allow us to evaluate the model's response to various data and its effectiveness in real conditions, as the work presents examples of processing various types of transactions. In addition, the study presents not only the development and validation of the developed model, but also the prospects of its use on a larger scale, integration with existing web applications.
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