Empirical Study on the Impact of Urban and Rural Resident Basic Medical Insurance on Children's Educational Outcomes.

Hua Chen,Qing Zhou,Gandan Xiao,Jianing Xing

doi:10.3389/fpubh.2021.764364

Abstract

This paper employs data from the 2016 and 2018 China Family Panel Studies (CFPS) to study the impact of participation in Urban and Rural Resident Basic Medical Insurance (URRBMI) on children's educational outcomes by using the logit model, double selection Lasso model, and propensity score matching. It is found that participating in URRBMI has no significant effect on children's Chinese performance, but has a significant negative effect on children's mathematics performance. The negative effect is more obvious for children who participating in the New Cooperative Medical Scheme (NCMS). The paper also studies the channel effects of participation in URRBMI on children's educational outcomes trough two different ways. It is noticed that both channel effects are not significant, that is, participation in URRBMI neither improves children's health nor changes household education expenditures.

Highlights

Basic medical insurance is an important health care policy to guarantee residents’ health
By logit regression on the individuals participating in New Cooperative Medical Scheme (NCMS) and Urban Resident Basic Medical Insurance (URBMI), respectively
We can see that whether participating in NCMS or URBMI has a positive trend to promote children’s Chinese performance, but the impact is not significant. It can be seen from model [2] that participating in Urban and Rural Resident Basic Medical Insurance (URRBMI) has a significant negative impact on children’s mathematics performance, especially for children participating in NCMS, participating in URRBMI will make their mathematical performance worse than other rural registered permanent residence children who do not participate in NCMS

Summary

Introduction

Basic medical insurance is an important health care policy to guarantee residents’ health. In terms of parent-child relationships, no matter whether the child participates in URRBMI or not, there is no significant difference in the expected education level of parents, but the parents of children without medical insurance will save more money for their children’s future education and have a higher degree of academic supervision.

Results

Conclusion