Abstract
In this paper, a brief summary of real estate credit policies in recent years is reviewed, and then an empirical analysis, which is based on the data of years from 1997 to 2007, on the relationship between the average house price and the national real estate credit scale is made. The results indicate that there is a relevancy between them, while the loans for real estate development make a different influence on the fluctuation of real estate price compared with that influence made by individual housing loans. In the end, the paper gives some suggestions for the healthy development of house market.
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