Abstract
In order to understand whom among the non-disabled older population experiences a health problem later in life and applies for Social Security Disability Insurance, it is necessary to investigate patterns of coverage and reasons for non-coverage. This paper shows that while the safety net program covers most American workers, a substantial group of older women is not covered. In this sense, the program is not helpful to workers reaching their late 50's and early 60's with health-related problems.
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