Abstract
This work aims to verify the effect of access to bank credit on economic growth from an analysis by sector of the Malian economy during the period 1990-2021. Using ARDL (Auto Regressive Distributed Lag) modeling, the results show that access to bank credit has a negative short-term and positive long-term effect on economic growth in Mali. The results of the sector analysis show that bank credit granted to the private sector has a positive effect on the growth of the industrial and services sectors but shows a negative effect on the growth of the agricultural sector. Economic policy makers need to improve access to credit in the agricultural sector.
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