EDR을 활용한 자동차 보험사기 의심 사례 분석

Abstract

According to the recent press release from the Financial Supervisory Service, automobile insurance fraud is increasing every year. The government tried to respond to insurance fraud by enforcing the Special Act on Prevention of Insurance Fraud. However, the size of insurance fraud is increasing due to intelligent and organized insurance scammers. In order to respond to insurance fraud, the vehicle driving information prior to a collision must be objectively verified by the vehicle accident analyst. EDR is one of the functions of ACU to record the event data when crash occurred. EDR data should be verified whether the data is recorded from the specified situation by using PDOF result, airbag deployment status and ignition cycle. In this study, one of the vehicle insurance fraud case was covered. In that accident case, the driver claimed that the vehicle could not be operated due to out of control. In the EDR data, the driver did not manipulate the vehicle event data though it was in a dangerous situation. So, when the EDR data was recorded and could be download from a damaged vehicle, the driver's operation information can be verified.