Edgy Conservatives? The Late-Twentieth Century Rise of the Mortgage Belt in Australian Electoral Politics

Abstract

The expansion of home ownership in Australia in the second half of the twentieth century was accompanied by a new vernacular geography – the mortgage belt. From the 1970s, such belts around major cities were frequently said to be crucial to federal and state elections. This article examines where political commentary located mortgage belt areas in Sydney and Melbourne and finds that it encompassed a diverse range of places often, but not always, on their urban edges. Their residents were believed to be particularly sensitive about interest rates but also other risks. While the politics of outer suburbia has often been posited as conservative, it is argued that such areas were electorally nuanced and reflected longstanding contingency in Australia around expectations of government that stands in contrast to conservatism elsewhere. These areas also highlight the continuing significance of popular access to property ownership as a theme of Australian political history.