Abstract
This article focuses on Economic Innovation Models, Financial Innovation and Decision on Optimal Policy in recent years. Method: Methodologies include Qualitative research method: synthesis and inductive methods. Sekhar (2013) pointed Innovation is mainly driven by modern Globalization and investors and government resulting in exposing to new and wider international risk, innovation becomes a new tool to solve, manage and transfer the entire extra burden. We also expand SWOT model by adding Value part analysis on it. Results: Authors stated threats in SWOT model including but not limit to: Covid-19 reduces turnover/revenue of many regions (municipals); Competition pressure (high) on many aspects; goods (local and global markets), tech innovation, green transformation, chip, etc.
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