Abstract
Are we a cash society? What was the trend in the last fifteen years? This paper will determine the relations of the dynamics of the issued payment cards in the Republic of North Macedonia for the period from 2005 to 2019, which is a period of fifteen years. The growth rate will reflect the critical points of larger oscillations of the curves in the graphic representations from where we can notice the time period when the changes occurred. The trend line will lead us to the answer of the question of whether there is a deviation from the linear growth of the number of payment cards. Regarding the attached data, we will state the average number of issued payment cards for the period of fifteen years. Secondary data on the official website of the National Bank were used to achieve the set goal. At the end of the paper, we will give conclusion remarks that the trend line is not linear and deviates from the continuous line, i.e., the trend line does not follow the entered data. Key words: payment cards, issue, trend line, data, curves.
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