Abstract

BackgroundChronic illness with disability and its out-of-pocket expenditure (OOPE) remains a big financial challenge in Bangladesh. The purpose of this study was to explore how religious minority problem and coastal climate crisis with other common risk factors determined chronic illness with a disability and its financial burden in Bangladesh. Existing policy responses, especially, social safety net programs and their governance were analyzed for suggesting better policy options that avoid distress financing.MethodsBinary logistic and multiple linear regression models were respectively used to identify the factors of disability, and high OOPE based on Bangladesh Household Income and Expenditure Survey 2016 data.ResultsWe found that disable people had relatively higher OOPE than their non-disabled counterparts and this OOPE further surges when the number of disabilities increases. In addition to the common factors, the novelty of our findings indicated that the religious minority problem as well as the coastal climate crisis have bearing on the disability burden in Bangladesh. The likelihood of having a chronic illness with a disability was 13.2% higher for the religious minorities compared to the majorities (Odds ratio (OR): 1.132, 95% confidence interval (CI): 1.033–1.241) and it was 21.6% higher for the people who lived in the exposed coast than those who lived in the non-exposed area (OR: 1.216, 95% CI: 1.107–1.335). With disabilities, people from the exposed coast incurred higher OOPE than those from the non-exposed areas. Although receiving assistance from social safety net programs (SSNPs) seemed to reduce their high OOPE and financial distress such as selling assets and being indebted, the distribution was not equitably and efficiently managed to confirm the process of inclusion leakage-free. On average, those who enrolled from the minority group and the exposed coast paid the relatively higher bribes.ConclusionsTo reduce burden, the government should strengthen and specify the existing SSNPs more for disable people, especially from the minority group and the exposed coast, and ensure the selection process more inclusive and leakage-free.

Highlights

  • The non-communicable diseases (NCDs)are the leading causes of death in low and middle-income countries (LMICs) [1,2,3]

  • We found that minority people had a significantly higher disability rate compared to the majority group (19.86% versus 17.88%, P = 0.003), which indicates that disability status was significantly associated with religion

  • The average log(OOPE) of the people who lived in the exposed coast was significantly higher by 0.278 than that of those who lived in the non-exposed areas

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Summary

Introduction

Background The non-communicable diseases (NCDs)are the leading causes of death in low and middle-income countries (LMICs) [1,2,3]. Hossain et al BMC Public Health (2022) 22:270 diabetes, depression as well as cancer, or a combination of three, four, or even five or six diseases at the same time [4]. These NCD-related morbidities/disabilities and mortalities reduce labor productivity, increase healthcare expense and erode savings, which lead to having an adverse effect on economic growth and development [5]. The purpose of this study was to explore how religious minority problem and coastal climate crisis with other common risk factors determined chronic illness with a disability and its financial burden in Bangladesh. Social safety net programs and their governance were analyzed for suggesting better policy options that avoid distress financing

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