Abstract
ABSTRACTSecurity and privacy policies address consumer concerns related to security and privacy in e-commerce websites. As these policies represent only the vendor’s perspective, often there exists a mismatch between the stated and desired policy. Based on transaction cost theory, we speculate that business-to-business (B2B) and business-to-consumer (B2C) e-commerce customers use their transaction cost savings in order to obtain varying levels of security and privacy. These differences are bound to be reflected in the security and privacy policies of e-commerce companies. Therefore, in this paper, we perform a comparative content analysis of the security and privacy policies in B2C and B2B e-commerce. Results show that B2B vendors are more concerned about security than their B2C counterparts, while B2C vendors are anxious about intimacy and restriction privacy. Our findings have important implications for e-commerce consumers and vendors as individual and corporate consumers have varying concerns while transacting online. Individual consumers are concerned about maintaining security and intimacy privacy, whereas corporate users are anxious about regulatory issues. Therefore, B2C vendors should incorporate stringent measures dedicated to confidentiality and protection of consumer data as well as enhance intimacy privacy in their security policies, while their B2B counterparts should focus on enhancing restriction privacy.
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