Abstract
This study investigates how credit card companies use direct mail to solicit to college students. One hundred twelve college students agreed to complete a credit card solicitation log sheet of all offers they received in the mail over a six-week period. Information was collected on 550 direct mail offers. Data were collected on the average percentage rates (both introductory and long term) offered to college students, how many credit applications were completed, and the credit usage habits of the respondents.
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