Abstract

By enabling cashless transactions and encouraging a digital economy, digital payment has completely transformed India's financial landscape. The Government of India's (GOI) attempts to adopt digital solutions for Government to Citizen (G2C), Government to Business (G2B), and Government to Government (G2G) services are highlighted in this paper's review of the Indian digital payment ecosystem. The use of tools and technologies to facilitate digital transactions is also covered in the study, which also examines issues including cybercrime and digital literacy.We can draw the conclusion that India's digital economy enables citizens to access effective, efficient, transparent, and accountable services.

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