Abstract

This study aimed to explore the dynamics of digital payment utilization in Madhya Pradesh, focusing on the impact of occupational differences on online shopping frequency and transaction amounts. The research was driven by the hypothesis that distinct occupational groups in the region exhibit significant variations in their online shopping behaviors and the amounts spent in digital transactions. To test this hypothesis, data were collected from a diverse set of participants across various occupations, including students, salaried employees, and business owners. The study employed statistical analyses to investigate patterns and correlations between occupation, online shopping frequency, and transaction amounts. The results offer insightful implications for understanding consumer behavior in digital commerce and can guide businesses and policymakers in tailoring digital payment services to meet the needs of different occupational groups.

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