Abstract
This paper empirically investigates the impact and pathways of digital inclusive finance on the upgrading of industrial structure, drawing upon data collected from 114 cities in the Yellow River Basin of China spanning the period from 2011 to 2020. The study unveils that the advancement of digital inclusive finance in the Yellow River Basin notably accelerates the upgrading of industrial structure, with discernible regional heterogeneity. Furthermore, factor flow emerges as a positive influencer in modulating the effect of digital inclusive finance on the enhancement of industrial structure upgrading.
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