Abstract
This paper selects data from the CHFS in 2017, 2019, and 2021 to explore the relationship between the development of digital inclusive finance and the fertility decisions of rural families. It is found that digital inclusive finance plays a positive role in rural families' fertility decisions in general; the higher the level of social pension security, the greater the negative effect of digital inclusive finance on rural families' fertility decisions. Digital inclusive finance promotes families' positive fertility decisions by relieving rural families from liquidity constraints.
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