Abstract
This research paper examines the transformative impact of digital financial inclusion through the adoption of electronic payments within the social welfare schemes of Karnataka, India. Against the backdrop of a rapidly evolving digital landscape, the study aims to evaluate the implications of this technological shift on financial accessibility, transparency, and overall welfare outcomes. Through a combination of qualitative insights, the research seeks to uncover patterns, challenges, and opportunities associated with the integration of electronic payments, contributing valuable perspectives to the discourse on digital financial inclusion in the context of social welfare.
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