Digital Finance, E-Commerce and Tea Export Trade

Abstract

The tea trade has always been an important export trade product in China. With the continuous development of digital inclusive finance, it also plays an important role in the tea export trade. This paper empirically studies the positive effect of the development of digital inclusive finance from 2017 to 2021 and the tea export effect of digital inclusive finance on the expansion of the tea export business by small and medium-sized enterprises. The research found that the development of digital inclusive finance can ease financing constraints, reduce financing costs, and promote the innovation of sales mode of tea enterprises, to promote tea export. E-commerce plays a positive regulatory role, and digital inclusive finance can play a greater role in driving the regions with relatively backward tea export activities. But in the area with a relatively weak economic foundation, the role is relatively weak.