Abstract

Differences in the quality of economic development among regions of Java and outside of Java will affect the gap of quality in banking infrastructure among these areas. The purpose of this study is to analyze the cash and digital transactions in Java and outside Java. This research uses a descriptive analytical method and the cross sectional method for data collection. The result of this study is that the total nominal use of E-banking services in each province shows a fairly high rate. Percentage growth in the use of E-banking services continues to increase, although it is not a very high growth.

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