Abstract
The development of finance capital markets, and their related housing finance systems, has become increasingly significant in developing countries in the post-1980 period. It relates functionally to the central theme of the post-1986 elaboration of the UN and World Bank Global Strategy for Shelter, that is to whole housing sector development. In historical context it also relates to the economic stabilization and structural adjustment policies of the 1980s, along with the increasing internationalization of finance capital. Notwithstanding the significance of housing finance in housing sector development, the subject remains little understood except among expert intellectuals and practitioners. The three articles which follow are integral and coordinated. They provide exposition and evaluation of the nature of housing finance in its development context, and they address the socially relevant issues of how finance can be extended to moderate- and low-income groups. Their themes revolve around the importance of ‘learning by doing’ within the processes and institutions of development.
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