Abstract

This chapter presents the development of deposit guarantee schemes, starting from an overview of the scope of research on deposit insurance agencies in chosen countries. Properties that distinguish specific types of deposit guarantee schemes from one another have been demonstrated, along with a presentation of how deposit insurance agencies are established in the EU and globally. A new classification of deposit guarantee schemes that includes their historical and postcrisis forms is hereby offered. The chapter is concluded by the analysis of the proposal of establishing a pan-European Deposit Insurance Scheme—EDIS.

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