Determinants of the use of medical insurance cover in Zimbabwe

Abstract

No AccessDeterminants of the use of medical insurance cover in Zimbabwe Kosmas Njanike Joseph Chisasa Kosmas Njanike0 Search for more papers by this author Joseph Chisasa1 Search for more papers by this author Affiliations 0Bindura University of Science Education, Zimbabwe 1University of South Africa Published Online:1 Mar 2021https://hdl.handle.net/10520/ejc-aa_ajber_v16_n1_a10SectionsPDF ToolsAdd to favouritesDownload CitationsTrack Citations ShareShare onFacebookTwitterLinked InRedditGMailHotmailYammer AboutAbstractMany developing countries have health systems afflicted by inequitable access, inadequate funding, inefficiency and poor quality services. The study investigated the factors that influence the demand for medical aid in Zimbabwe. Data from Finscope Survey 2014 was used to estimate probit models and linear probability models for robustness check. Using these data, the demand factors that influence an individual's decision to get medical aid or not in Zimbabwe was analysed. The study found that the factors that affect the demand for medical aid include education, health facilities, current employment, income, financial advice, age, gender and location. Marital status, health status and employment history were found to be insignificant. The role of financial advice cannot be underestimated in Zimbabwe. An initiative by the responsible advisory boards and authorities is important to improve medical aid scheme demand in the country. There is also a need to consider determinants of other related policies or schemes so that suppliers can do a collective bargain of related products. Previous article Next article FiguresReferencesRelatedDetails None Volume 16, Issue 1 | Mar 2021 AffiliationAdonis & Abbey PublishersThe International Bibliography of Social Sciences (IBSS)EnglishBusiness and FinanceInternational JournalsAccreditationThe International Bibliography of Social Sciences (IBSS)LanguagesEnglish InformationCopyright © 2021, Adonis & Abbey Publishers:All rights reservedKeywordsDeterminantsZimbabweMedical insuranceHealth services Disclosure The authors confirm that the manuscript has been read and approved by all named authors and that there are no other persons who satisfied the criteria for authorship but are not listed. The authors confirm that they have given due consideration to the protection of intellectual property associated with this work and that there are no impediments to publication, including the timing of publication, with respect to intellectual property. Ethical conduct of research The authors state that they have obtained appropriate institutional review board outlined in the Declaration of Helsinki for all human or animal experimental investigations. A signed informed consent document has been obtained from all participants included in the study.