Determinants of Return on Assets

Abstract

The aim of this research is to identify the factors impacting the return on assets of privately owned deposit banks in Turkiye and to examine these banks by comparing their net profits, total assets, loans, deposits and non-interest incomes. Equity, deposit, loan, liquidity and non-interest income ratios were used as factors affecting the return on assets. Panel data analysis was made by applying R-Studio Program. According to analysis results, it was determined that the liquidity and non-interest income ratio had a positive impact on the return on assets. It was concluded that the negative impact of equity on return on assets.