Abstract

Saving money is the way to regulate our finance effectively. Bank is one of the media that is considered quite effective for this activity. The development of Islamic economic make sharia banking practices increase in an innovative way. Various sharia bank products have become a choice for saving activity. The same thing happen for student. Although the interest to save is still lacking, but the use of sharia bank products is quite beneficial for their future. The purpose of this study is to analyze the factors that influence student interest in saving on Islamic banking. Multiple linear regression is an analysis technique with hypothesis testing to support its conclusions. With a coefficient of determination of 61.2%, the results of the analysis show the level of student education of the sharia economy has a significant effect compared to other variables on students' interest in saving. But simultaneously, all independent variables influence the interest in saving students in Islamic banking. This shows that education is very important for students, therefore STIE Widya Gama Lumajang should indeed provide quality teaching to students, especially in the field of Islamic economics

Highlights

  • Saving money is a positive activity that must be done early

  • In addition to providing benefits for themselves, this activity will benefit the economy of the community

  • The education variable in this study is in accordance with the definition of consumer knowledge which is stated with everything that is known and understood by consumers about a product being marketed and is inherent and can influence consumer behavior in buying

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Summary

Introduction

Saving money is a positive activity that must be done early. Various benefits provided in this activity, in financial management. Students as part of the community must familiarize themselves with this rescue activity. In addition to providing benefits for themselves, this activity will benefit the economy of the community. Students tend to have a high consumptive nature, so saving is not a top priority in their financial arrangements. Today, saving is very easy with the development of various media saving. Banks are one of the savings media that are considered effective, both conventional or Islamic banks

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