Determinant of Willingness to Pay Health Insurance Contribution to Informal Workers

Phany Ineke Putri,Witati Witati

doi:10.15294/edaj.v9i2.38440

Phany Ineke Putri, Witati Witati

Open Access

https://doi.org/10.15294/edaj.v9i2.38440

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Abstract

The purpose of this study was to analyze the willingness to pay contributions of informal workers and the factors that affect the willingness to pay contribution of Badan Penyelenggara Jaminan Sosial (BPJS) Kesehatan for informal workers in Brebes Regency. Descriptive research with quantitative approach method is used in this study. Data analysis method uses logistic regression method. The results showed that 71 respondents were willing to pay contribution of Badan Penyelenggara Jaminan Sosial (BPJS) Kesehatan for the sustainability of the program and improve the quality of service facilities and 29 respondents said they were not willing to pay. Factors that have a significantly affect on willingness to pay for informal workers are income variable, number of family members, and history of catastrophic disease. Whereas the factors that have no significant on willingness to pay are the last education variable and knowledge. The policy implication for local governments is to increase productivity in the informal sector which aims to increase income of informal workers and re-record Pekerja Bukan Penerima Upah (PBPU) participants who are economically incapable to be transferred to Penerima Bantuan Iuran (PBI) participants. Increase knowledge related to the importance of paying contributions to Pekerja Bukan Penerima Upah (PBPU) participants by Badan Penyelenggara Jaminan Sosial ( BPJS) Kesehatan.

Highlights

The purpose of this study was to analyze the willingness to pay contributions of informal workers and the factors that affect the willingness to pay contribution of Badan Penyelenggara Jaminan Sosial (BPJS) Kesehatan for informal workers in Brebes Regency
Based on the analysis that has been done, it can be concluded that based on the willingness to pay Badan Penyelenggara Jaminan Sosial (BPJS) Kesehatan contributions of informal workers for the sustainability of the program and improve the quality services of facilities and infrastructure health, 71 informal workers stated they were willing while 29 informal workers stated they were not willing to pay
Based on the results of the research, discussion and conclusions obtained, the suggestion that can be given is that the Brebes Regency Government increases the welfare of informal workers by increasing productivity in the informal sector so that it can increase the income of informal workers and the Brebes Regency Government can re-check Pekerja Bukan Penerima Upah (PBPU) participants who are unable economy and unable to pay Badan Penyelenggara Jaminan Sosial (BPJS) Kesehatan contributions to be transferred to Penerima Bantuan Iuran (PBI) participants

Summary

Introduction

The purpose of this study was to analyze the willingness to pay contributions of informal workers and the factors that affect the willingness to pay contribution of Badan Penyelenggara Jaminan Sosial (BPJS) Kesehatan for informal workers in Brebes Regency. Increase knowledge related to the importance of paying contributions to Pekerja Bukan Penerima Upah (PBPU) participants by Badan Penyelenggara Jaminan Sosial ( BPJS) Kesehatan. Participant of Badan Penyelenggara Jaminan Sosial (BPJS) Kesehatan is divided into 2 segments are the Penerima Bantuan Iuran (PBI) participant and non-contribution beneficiaries (non PBI) participant consisting of Pegawai Penerima Upah (PPU), non-wage recipients participants (PBPU), and not worker participant (Bukan Pekerja). Efforts to achieve the Jaminan Kesehatan Nasional (JKN) program, participation is required for formal workers, but workers who work in the informal sector or commonly referred to as informal workers are required to become Badan Penyelenggara Jaminan Sosial (BPJS) Kesehatan. Management groups of participants from the informal workers or PBPU participants is a big challenge faced by Badan Penyelenggara Jaminan Sosial (BPJS) Kesehatan to achieve the Universal Health Coverage Jaminan Kesehatan Nasional (JKN) program on January 1, 2019

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