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Abstract
Health is a necessity for human well-being and productive. Hence, access to healthcare when needed is considered by many to be a basic human right. Therefore, it is important to invest in health financing to ensure access to healthcare for future needs, such as medical expenses. The current study aims to investigate the factors that influence employee spending on health financing in the public and private sectors in Malaysia. Further, we also examine whether the intention to spend on health financing differs between public and private sector employees. Multiple regression analysis and an independent-samples T-test were applied using SPSS to achieve this objective. Findings of this study reveal that employer and social influence factors influence the intention to spend on health financing in both sectors. Meanwhile, job factors only influence employees in the public sector to spend on health financing. We also found that the intention to spend on health financing differs between public and private sector employees.
Highlights
Health can be defined as physical, mental, and social wellbeing and as a resource for living a full life
The determinant factors that influence the intention to spend on health financing among public and private sector employees in Malaysia were investigated
Job, employer, and social influence factors influence the intention of employees in the public sector to spend on health financing for health care products and services
Summary
Health can be defined as physical, mental, and social wellbeing and as a resource for living a full life. It refers to the absence of disease and the ability to recover from illness and other problems. Factors for good health include genetics, the environment, relationships, and education. Good health is a sign that one can learn, work, and achieve full potential and enjoy one‟s daily life. Health is a fundamental necessity for human well-being, as good health leads to increased levels of productivity. Health is vital for everyone in life regardless of their career, profession and wealth
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