Abstract
The results showed that third party funds, profit sharing rates, and problematic financing had a significant effect on musharaka financing, while inflation was not significant. Third party funds have a positive effect, while the profit sharing rate and problematic financing have a negative effect on musyarakah financing. Research also shows that there are different interceptions between BUS / UUS and BPRS where the BPRS intercept is greater than the BUS / UUS intercept. This shows that BPRS are more attractive to the public than BUS / UUS. The findings of this study imply that to increase the capacity of musharaka financing, efforts to increase community savings in third party funds are needed, promote a fair / appropriate profit sharing rate, and control problematic financing.Keywords: musharaka, dpk, profit sharing, financing problems, inflation.
Highlights
ABSTRAK Penelitian ini bertujuan untuk menganalisis determinan pembiayaan musyarakah di Indonesia
Hal ini ditunjukkan oleh nilai koefisien 1,3507 yang positif dan nilai probabilitas 0,000 lebih kecil dari nilai α (5%) atau 0,05 yang telah ditetapkan, sehingga H2 diterima
Hal ini ditunjukkan oleh nilai koefisien -0,0308 yang negatif dan nilai probabilitas 0,008 lebih kecil dari nilai α (5%) atau 0,05 yang telah ditetapkan, sehingga H3 diterima
Summary
ABSTRAK Penelitian ini bertujuan untuk menganalisis determinan pembiayaan musyarakah di Indonesia. Hasil penelitian menunjukkan bahwa dana pihak ketiga, tingkat bagi hasil, dan pembiayaan bermasalah berpengaruh signifikan terhadap pembiayaan musyarakah, sementara inflasi tidak signifikan. Temuan penelitian mengimplikasikan bahwa untuk memperbesar kapasitas pembiayaan musyarakah, diperlukan upaya peningkatan saving masyarakat dalam dana pihak ketiga, mendorong tingkat bagi hasil yang adil/sesuai, dan upaya pengendalian pembiayaan bermasalah.
Sign-in/Register to view highlights & summary Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
