Abstract
This literature review explores the intersection of user-centered design (UCD) principles and financial technologies (FinTech) tailored for older adults, with a focus on retirement planning and investment platforms. It synthesizes existing research on the challenges and opportunities in designing FinTech solutions that accommodate the cognitive, physical, and emotional needs of elderly users. The review highlights the impact of age-related cognitive decline, technological literacy, and the potential benefits of FinTech for older adults. Ethical considerations, such as privacy and security, are also discussed. The review concludes with design recommendations, emphasizing simplicity, customization, and user involvement, while identifying gaps for future research, particularly in addressing the emotional and social aspects of FinTech usage among older adults.
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