Design of Second-Hand Car SCF Platform Based on Block Chain Technology

Abstract

At present, China's used car consumption market is developing rapidly and has a bright future. Against the background of this era, the bank's used car credit business ushered in a major development opportunity. How to effectively carry out the used car credit business and provide more effective and high-quality services has become an important research topic. Among the related financing issues, there have always been problems such as difficulty in confirming rights, difficulty in transmitting information, and lack of credit enhancement measures. Therefore, we designed a financial product, hoping to give full play to the advantages of core enterprises in the supply chain, collaboratively apply new technologies such as Block chain technology, "Internet Plus", and big data, innovate financial products, and support and serve entity enterprises to revitalize accounts receivable, speed up the capital turnover of enterprises, reduce external liabilities, and reduce financing costs.