Abstract
Crediting financial institutions (financial co-operatives) on Polish territories began functioning in the 19th century. They performed duties also in the period of the 2nd Republic of Poland. After World War II, credit unions were subjected to various organizational transformations. Their regeneration in Poland took place early in the 1990s in the shape of the credit unions. The non-banking financial institutions in Poland - credit unions and the National Credit Union - take investment and financial decisions. These decisions deal with finance management. Investment decisions are not a uniform category. One can group them on various bases. The credit unions and the National Credit Union may take up various attitudes towards the investment risk. Financial decisions are determined by operational and investment activity of the mentioned financial institutions. The scope of investment and financial decisions of credit unions and the National Credit Union is different. There are external and internal factors, as well as mixed internal-external factors influencing at the present moment the investment and financial decisions of credit unions and the National Credit Union. Future changes within the investment and financial decisions of credit unions and the National Credit Union in Poland may be determined, among other factors, by the accepted model of development of these financial institutions (Model of QuantityQuality Changes - MQQC or Banking Model - BM).
Highlights
The Polish financial system comprises two groups of elements: marketplaces and institutions
Investment and financial decisions made within the field of finance management of credit unions are significant for these financial institutions
After transformation into a commercial or ate with regional banks and with other financial co-operative bank, credit unions will not pos- institutions of the bank group and offer banksess the characteristic features regulated by law ing products characteristic of the universal bank
Summary
The Polish financial system comprises two groups of elements: marketplaces (capital and money markets and financial implements) and institutions (a system of commercial and co-operative banks as well as credit unions, the remaining financial institutions). Newly created after 1989, serve mainly the needs of households In these financial institutions, like in other economie subjects, the process of finance management (directed to the main purpose) is realized, comprising investment and financial decisions. Like in other economie subjects, the process of finance management (directed to the main purpose) is realized, comprising investment and financial decisions These decisions arc characterized by certain peculiarities. Investment and financial decisions taken at the present moment through the credit unions depend on two groups of factors and a mixed factor. Onc can select various models of the future developement of credit unions in Poland, which are one of the factors determining the course of the future process of finance management in the country
Sign-in/Register to view highlights & summary Sign-in/Register to access full text options 
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
