Decision Support System for Loan Eligibility using the Simple Additive Weighting (SAW) Method

Abstract

The Solok City Bakti Husada Employees Cooperative is a non-bank financial institution in the form of a cooperative that serves the needs of its members in lending services with collateral in the form of member savings. The aim of this research is to make it easier for the Bakti Husada Cooperative to determine the suitability of loans to borrowers and to create a Decision Making System using the Simple Additive Weighting (SAW) method which is able to assist the Bakti Husada Cooperative in determining the suitability of loans to borrowers. The data collection method was carried out by direct observation and interviews with employees from the Bakti Husada Cooperative, Solok City. The results obtained are effective in making decisions about loan eligibility at the Bakti Husada Cooperative in Solok City in accordance with the criteria that have been determined in the selection. This result is proven. By using this system, members who apply for a loan get a score that is in accordance with the criteria and weights that have been set and from there it can be seen if there are criteria that are not in accordance with the standard requirements of the member's application for a loan so that members can improve the loan requirements so that Loan applications are accepted by the cooperative. Gusnelawati obtained the calculation results using the SAW method to determine the feasibility of providing loans to cooperatives with a value of 0.9625 and was the 1st Best in making this decision.