Abstract
Ensuring healthy lives and promoting the wellbeing at all stages is necessary for making the process of
 sustainable development into reality. However, Poor accessibility to healthcare services especially in
 developing countries acts as a barrier towards this. Every year, Insufficient Government expenditure on
 healthcare services resulting heavy out of pocket healthcare expenses push people into vulnerable situation.
 In such a situation, the role of health insurance becomes very significant. Considering all these factors, in
 country like India, a well organised health insurance market has been gradually evolved over the years.
 But it is not sufficient because many people are still left untreated and even approximately 25% people
 are pushed below poverty line by catastrophic impact of out of pocket healthcare expenditure every year.
 Factors like lack of awareness, policy loopholes, poor infrastructure etc. are mainly responsible for the poor
 performance of the health insurance market in India. Through this paper, it is tried throw light on all these
 phenomena comprehensively along with some measures to correct the lacunas.
Sign-in/Register to access full text options 
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
