Abstract
Alternative forms of financing have emerged recently, such as solidarity finance, crowdfunding and participatory finance. They provide innovative solutions to the financial problems faced by economic agents wishing to carry out projects with significant social and environmental impact.In fact, these alternative forms of financing aim at proposing unprecedented alternatives and complementary financing offers that can help the actors of Social and Solidarity Economy (SSE) to concretize their projects. For this purpose, we are developing an analysis of the major assets and the distinguished opportunities that Crowdfunding will bring to SSE actors in Morocco. We will also examine how it can become one substitute of classical finance in Morocco.
Highlights
Over the past few years, Morocco has committed itself to ambitious and proactive public policies aimed at the country's socio-economic development and which are in full harmony with the challenges of globalisation
In order to respond to our research question which targets the study the impact of crowdfunding on the social and solidarity economy in Morocco, we used a methodology based on documentary research as well as a quantitative survey via a questionnaire
Nowadays, crowdfunding presents itself as a real alternative of financing which could contribute to the development of the structures of the social and solidarity economy in Morocco
Summary
Over the past few years, Morocco has committed itself to ambitious and proactive public policies aimed at the country's socio-economic development and which are in full harmony with the challenges of globalisation. The royal speeches recognise the role that the Social and Solidarity Economy (SSE) can play in the sustainable development of the country, the public authorities have focused their investment efforts on this logic of sustainability in order to promote the SSE. It should be noted that the development of this sector is conditioned by several factors, among which we find the optimal use of the financial resources that are and will be mobilised in its favour. To this end, this research, attempts to illustrate the added value that crowdfunding can bring to further develop SSE in Morocco. Two central questions may be raised in this regard: Could crowdfunding be an effective alternative to finance and develop the solidarity and social economy in Morocco? Would the products offered by crowdfunding allow for more flexible and accessible financing for SSE actors in Morocco?
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