Abstract
The risks in cropping in Nigeria give rise to considerable variations in yield from year to year. These risks often cause farmers to be reluctant to take up new practices and, because of this, agricultural development programmes in Nigeria have been less successful than had been anticipated. In order to remove some of this risk element, the authors of this paper outline the form of a crop insurance scheme to protect farmers from the wide fluctuations in returns from year to year. The administrative structure required to operate such a scheme is suggested and certain possible problems in operating the scheme are discussed.
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